Terms and Conditions

This Terms and Conditions Agreement (“Agreement”) constitutes a legally binding contract between the undersigned participant (“Client”) and FNF Academy, including its parent entities, affiliates, subsidiaries, successors, employees, officers, contractors, and agents (“FNF Academy”). By enrolling in any mentorship program, purchasing services, or otherwise engaging with FNF Academy, Client agrees to the following terms in full and without limitation.

1. Term of Agreement

   This Agreement shall commence upon Client’s enrollment in the program and shall remain in force for a period of one (1) year unless earlier terminated in accordance with this Agreement. This Agreement shall automatically expire upon the conclusion of the one-year term unless a subsequent written agreement is executed by both parties.

2. Scope of Services and Disclaimer of Advice

   FNF Academy provides educational, training, and mentorship services. FNF Academy does not provide and expressly disclaims providing legal, tax, accounting, investment, or financial advice of any kind. Client acknowledges that Client is solely responsible for his or her own decisions, investments, and actions. Client agrees to consult with qualified professionals, including attorneys, accountants, and tax advisors, before making financial or investment decisions.

3. Release of Liability

   Client hereby voluntarily releases, waives, and forever discharges FNF Academy and its officers, employees, contractors, and affiliates from any and all liability, claims, demands, or causes of action arising out of or relating to Client’s participation in any program, services, or activities. Client understands and acknowledges that FNF Academy cannot and does not guarantee success, earnings, or results of any kind.

4. Client Acknowledgment of Responsibility

   Client acknowledges that success is dependent on a number of factors including, but not limited to, Client’s attitude, persistence, ability, skill, resources, and participation. Client affirms an intent and commitment to engage fully in all phases of the mentorship program.

5. Arbitration and Waiver of Class Actions

   Client agrees that any and all disputes, claims, or controversies arising out of or relating to this Agreement shall be resolved exclusively by binding arbitration under the laws of the State of California. Client irrevocably waives the right to a trial by jury or by court. Client further waives any right to participate in or bring a class action lawsuit or class arbitration against FNF Academy, its affiliates, officers, employees, or agents.

6. No Guarantees and No Warranties

   FNF Academy makes no representation or warranty, express or implied, regarding the outcomes or results of any program. Past performance, testimonials, or examples of other clients’ results are not guarantees of future performance. Client acknowledges that all services are provided on an “as is” basis without warranty of any kind.

7. Payment and Non-Refundability

   All payments made by Client to FNF Academy are final and non-refundable except as expressly provided in the cancellation clause below. Client remains responsible for full and timely payment of any agreed fees regardless of Client’s level of participation or outcome.

8. Notice of Cancellation

   Client may cancel enrollment within seven (7) calendar days of signing this Agreement without penalty. Written notice of cancellation must be sent via email to info@fixnflippeerconnect.com with the subject line “Notice of Cancellation” and must include a signed copy of the original enrollment contract. Any amounts paid will be refunded within thirty (30) days of receipt of a valid cancellation notice. After the seven-day cancellation period has elapsed, all payments are final and non-refundable.

9. Notices and Communication

   All notices required under this Agreement shall be made in writing and delivered by certified mail, recognized courier service, or electronic mail. Notices to FNF Academy shall be directed to info@fixnflippeerconnect.com unless otherwise specified in writing. Notices to Client shall be delivered to the address or email provided at the time of enrollment.

10. Assignment

    Client may not assign, transfer, or delegate any rights or obligations under this Agreement without the prior written consent of FNF Academy. Any attempted assignment or transfer shall be null and void.

11. Entire Agreement

    This Agreement constitutes the full and entire understanding between the parties with respect to the subject matter herein and supersedes all prior and contemporaneous agreements, whether written or oral. No amendment or modification shall be valid unless in writing and signed by both parties.

12. Governing Law and Jurisdiction

    This Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. The exclusive venue for arbitration or any permitted court proceedings shall be within the State of California.

13. Severability

    If any provision of this Agreement is determined to be invalid or unenforceable by a court or arbitrator of competent jurisdiction, the remaining provisions shall remain in full force and effect.

14. Acknowledgment

    By enrolling in or participating in FNF Academy programs, Client affirms that they have read this Agreement in its entirety, understand its terms, and voluntarily agree to be bound by them. Client acknowledges that no promises, representations, or guarantees have been made except as expressly stated herein.

15. Liability Waiver — Field Training and Live Events

    Client expressly acknowledges and agrees that Fix N Flip Peer Connect, FNF Academy, and all of their respective parent entities, affiliates, subsidiaries, officers, employees, contractors, and agents (collectively, “Released Parties”) bear no responsibility whatsoever for any injury, illness, harm, loss, damage, or death that may occur during or in connection with any field training activity, property walkthrough, site visit, live event, meetup, or any other in-person gathering organized, facilitated, or associated with FNF Academy or Fix N Flip Peer Connect (“Field Events”).

    Client voluntarily assumes full and sole responsibility for their own safety, health, and well-being while participating in any Field Event. Client further agrees to indemnify, defend, and hold harmless all Released Parties from and against any and all claims, demands, actions, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to Client’s participation in any Field Event.

    This liability waiver applies regardless of how the harm or injury occurs, including but not limited to accidents, negligence, unsafe property conditions, third-party actions, or acts of God. Client acknowledges that participation in Field Events is entirely voluntary and that Client has been advised to obtain appropriate personal health, accident, and liability insurance coverage prior to participation.

16. Confidentiality and Prohibition on Unauthorized Sharing of Media and Membership Content

    All content, materials, videos, recordings, screen captures, audio files, documents, presentations, training modules, and any other media made available within the FNF Academy membership platform (“Membership Content”) are strictly confidential and are the exclusive intellectual property of FNF Academy and Fix N Flip Peer Connect.

    Client is expressly prohibited from reproducing, sharing, distributing, uploading, publishing, transmitting, or otherwise disclosing any Membership Content to any person or entity outside of the membership, whether in whole or in part, through any medium or channel, including but not limited to social media platforms, messaging applications, email, screen recording, photography, or any other digital or physical means.

    Any Client found to be in violation of this provision shall be subject to the following consequences:

    (a) Immediate Suspension: The offending Client’s membership account shall be immediately and permanently suspended without refund upon discovery of the violation.

    (b) Legal Action: FNF Academy reserves the right to initiate legal proceedings against the offending Client for damages, injunctive relief, and any other remedies available at law or in equity, including but not limited to claims for copyright infringement, misappropriation of trade secrets, breach of contract, and unfair competition. FNF Academy may seek recovery of all actual damages, statutory damages, legal costs, and attorneys’ fees incurred as a result of the violation.

    Client acknowledges that any breach of this Section would cause irreparable harm to FNF Academy for which monetary damages alone would be insufficient, and that FNF Academy shall be entitled to seek emergency injunctive relief without the requirement of posting bond.